Flexible and dependable, personal loans can be used to cover almost any expense.Break big expenses into manageable payments
100% Safe & Secure
Instant Process
Loans Given
Customers Served
Countries
It's easier than you think. Follow the following simple easy steps
Fill basic information for us to get in touch with you.
Verify your ID and get on a quick video call with a loan specialist.
Upload your documents on the Bankio app and get approved in
Make smart spending decisions on the spot. Our budgeting too
Choose the Personal loan amount that you need ($1,000 to $30,000) and the payment period (6–18 months) that suits you best.
No SSN or credit history required
Checking for rate won't impact credit score
No prepayment fees
Our goal is to help you grow. 4.4 out of 5 based on 155 reviews
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We look at holistic profile of individuals, and do no rely only on traditional credit history. We look at all indications of financial responsibility.
Current employment or employability
Education
Financial Behavior
No prepayment penalty for early payment, pay as soon as you want.
Fast and Easy
Early Loan Repaymnet
No Hidden Fees
We make borrowing uncomplicated by setting clear criteria that you can view beforehand to decide if we fit your needs.
Competitively priced and tailored for you.
Get an overview on your loans in the app.
Get Education loans approved within days with transparent lending criteria and transparent processes.
Please fill the form below. We will get in touch with you within 1-2 business days, to request all necessary details
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